Strategic fintech and payments leader.Building for the next generation of AI-led financial services.
30+ years across banking, payments, and fintech leadership.
I help businesses navigate the space where financial product expertise meets emerging technology.
Not from the lens of domain or technology alone
ut from the ability to connect financial products, business strategy, and emerging technology in ways that create real commercial value
Payments and fintech transformation
This sits at an important intersection and brings together a relatively uncommon combination of capabilities
Operating models at scale
Focus on operating vs. building models, solutions vs. products, product direction from conception to commercialization, and ecosystem partnerships that strengthen volume, revenue, resilience, and scale
Current doctoral research focus: AI applications in finance
Applied AI for financial services
Exploring how AI can be used across financial services in practical, business-relevant ways.
AI as a business tool
Using AI to drive better decisions, improve risk outcomes, and enhance customer experience.
Leadership for scale
Bringing together strategy, governance, risk frameworks, and cross-functional execution to help organizations scale responsibly.
Impact
Delivering measurable outcomes and driving strategic growth across decades of leadership.
Shaped a multi-year strategic roadmap to unlock large-scale revenue growth
Expanded payment capabilities across virtual cards, stablecoins, and digital wallets
Built and launched new platforms with stronger user experience, open APIs, and flexible payment modes
Forged strategic partnerships and invested in companies, driving scale, resilience, and over $1B in volumes
Improved payment volumes and revenue through focused execution and product direction
Opened up significant new revenue opportunities through growth-focused strategy
Accelerated B2B payments platform growth with strong long-term commercial potential
Secured high-value mandates that strengthened the long-term transaction pipeline
Case Studies
Scaling a Payments Platform and Roadmap
Case Study 1Problem Statement
A Payments fintech company needed to evolve beyond its existing payments infrastructure, scale its platform capabilities, and position itself for acquisition — requiring cross-functional leadership and a bold growth roadmap.
What I Did
- •Developed a roadmap for new payments platform, partnerships and GTM, and dovetailed into a strategic roadmap.
- •Launched new platforms, with multi-country instances with enhanced UI/UX, with multiple orchestration layers, both platform and embedded options.
- •On the roadmap to build pay-by-link, cross border payments and settlement with stablecoins and payment into digital wallets.
What I Achieved
- •Several new payments flow, clients, partners and new revenue streams.
Building Partnerships and B2B Payments Growth
Case Study 2Problem Statement
A large payments company needed to deepen its B2B payments penetration, unlock large-volume enterprise opportunities, and accelerate the commercial traction of its peer-to-peer cross border payment platform in a highly competitive landscape.
What I Did
- •Working on a product -market fit, fine tuning the product, challenging some current settlement flows, being the voice of the customer
- •Developed strategic plan for scaling up B2B penetration across APAC, in close participation with partners, clients and ecosystem players
- •Pursued and won high-stakes RFPs enabling $15B to $20B in volumes.
- •Drove acceleration of the GTM strategy with identified key players.
What I Achieved
- •Participated in product launch and initial market development
- •Drove RFP wins against entrenched competition on marquee deals.
Regional Revenue Leadership at Scale
Case Study 3Problem Statement
An International US headquartered bank required strong regional leadership to manage a large, complex revenue base across APAC, grow into new segments like asset managers, insurance companies, broker dealers, fintech and merchant acquiring, and compete for global mandates.
What I Did
- •Drove strategy and hired teams across geographies to drive new business acquisition
- •Managed a $300M+ revenue stream with a focus on high profitability.
- •Collaborated with internal stakeholders to expand into new segments such as merchant acquirers and fintechs.
- •Won global RFPs by partnering with regional stakeholders.
- •Led a diverse team of 40+ professionals across APAC.
What I Achieved
- •Maintained 50%+ pre-tax profitability on the $300M book.
- •Drove a 15% revenue increase with sustained double-digit growth.
Treasury Services Growth in India and South Asia
Case Study 4Problem Statement
An International US headquartered bank needed to grow its treasury services wallet share in India and South Asia — a highly competitive market — while building a high-performance sales culture and delivering consistent revenue results.
What I Did
- •Built and led a top-performing sales team focused on treasury services.
- •Pursued and closed landmark deals across India and South Asia.
- •Progressed rapidly through the ranks from AVP to VP to ED within 3 years.
What I Achieved
- •Achieved $55M in annual revenue with 60% pre-tax profitability.
- •Increased wallet share to 26% in India.
- •Recognised with the Chairman's Circle Award for Best Sales Team and Best Deal.
- •Delivered outstanding sales performance over four consecutive years.